Whether you are an investor looking to grow your portfolio, a first time buyer looking to take that initial step or you just want some help securing the best deal, let Emily’s Mortgage Services help. With over 14 years experience in the financial services industry, you can be sure that you’re in safe hands. We are whole of market, independent mortgage brokers based in North Norfolk but covering all of the UK. Book your appointment in below, we pride ourselves on not being your normal 9-5 broker so if you can’t see a time you want to book in, pop us an email!
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We’ve Been In Featured In the News!
Why 2026 Is a Standout Year for UK Property Buyers
In 2026, the UK property market shifts favorably for buyers, making homeownership more accessible due to lower interest rates and relaxed lending criteria. With increased inventory and motivated sellers, buyers gain negotiating power and can find properties below market value. It’s an ideal time to act decisively on property investments.
Optimising Your Debt So Lenders Love You
Navigating mortgage applications requires careful debt management. Key factors include maintaining a low Debt-to-Income (DTI) ratio, prioritizing high-interest debts, and optimizing financial documentation. Achieving a DTI under 35–40% enhances borrowing power. Understanding lender perspectives on various debts can substantially improve mortgage eligibility and interest rates.
The 20 Mortgage Terms Every First-Time Buyer in the UK Must Know
Buying your first home in the UK requires understanding key mortgage terms, such as principal, interest rates, APR, and types of mortgages like fixed-rate and variable-rate. Familiarity with fees, deposit requirements, and legal processes like conveyancing boosts confidence and aids informed decision-making throughout the home-buying journey.
Emily’s Mortgage Services
Registered Address
Fakenham, Norfolk
NR21
Hours
Contact Us
07359 749152
emily@e-mortgageservices.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some buy to let mortgages and commercial mortgages are not regulated by the Financial Contact Authority.
Typically, we charge a fee of £299 for residential mortgages but this can vary based on your personal circumstances. No fees are usually taken upfront and will be payable on issue of your formal mortgage offer, but this can vary based on your personal circumstances. This fee is not refundable. We do not charge fees for arranging Protection or General Insurance.
Emily’s Mortgage Services LTD is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register Number is 1017957. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register.
Emily’s Mortgage Services Ltd. is a company registered in England and Wales under registration number: 15170329. Registered Address: Baxter Close, Fakenham, NR21 8LE
Love our photos? These are courtesy of Bryn Ditheridge Photography, a fantastic local photographer based in Norfolk, UK
Emily's Mortgage Services LTD 