Emily's Mortgage Services LTD

First-time buyers often qualify for special mortgage programs with lower deposits or government support. Look for:

• Help-to-buy schemes
• Shared ownership options
• Reduced interest rates

Before applying, assess your budget, get pre-approved, and understand all associated costs like stamp duty and legal fees. Preparation is key to a smooth first home purchase.

Thinking about buying your first home? Book a free first-time buyer consultation today.