Category: First Time Buyers
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Essential Tips for First-Time Homebuyers: What Not to Do
When buying your first home, avoid taking out new loans or credit cards before your mortgage application, as it can damage your credit. Don’t rely solely on online calculators; seek professional advice for accurate estimates. Lastly, explore options beyond your current bank for better opportunities. Get guidance to enhance your mortgage readiness.
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Case Study- Adverse Credit
We love to help clients that have been turned away by other brokers or lenders and this week, we had another one! This week, the clients we helped were based in Scotland and they had their mortgage declined by Nationwide due to some minor adverse credit. So…what’s the problem they faced? Broker number one placed…
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Complex Income? We Make It Simple!
Understanding Complex Income and Mortgages: What You Need to KnowAre you self-employed, a freelancer, or earning from multiple income streams? Getting a mortgage with complex income doesn’t have to be complicated! Here’s how it works: What is Complex Income?Lenders see “complex income” as anything beyond a straightforward salary. This could include: 1.Self-employment earnings2.Bonuses or commissions3.Dividends…
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Self Employment- How To Download Your Documents!
Trying to get what you need for your mortgage broker from HMRC can be a nightmare! See below for our handy guide!
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