Property surveys are essential for homebuyers and investors, providing a detailed inspection of a property’s condition. Following RICS standards ensures expertise and clarity. There are three main types: Level 1 for newer homes, Level 2 for standard properties, and Level 3 for comprehensive evaluations. Surveys should be obtained after an offer is accepted but before…
Thinking About Home Improvements? Let’s Talk Additional Borrowing!Dreaming of a new kitchen, an extra bedroom, or even a garden office? If you’re looking to fund your home improvement project, additional borrowing on your current mortgage (also known as a further advance) could be a smart option. I drive my partner nuts as I trot past…
Emilyjfranks12
New Tax Year = New Mortgage Opportunities! Self-employed or a business owner? With the new tax year around the corner, some lenders may consider using your latest years figures. If your most recent tax return shows higher income, this could boost your borrowing power! Some lenders accept 1 years books so you can still obtain…
Emilyjfranks12
Need to Move But Want to Keep Your Current Home? Let-to-Buy Could Be the Answer! If you’re ready to move but don’t want to sell your current home, a Let-to-Buy mortgage lets you: Rent out your existing home and use the rental income to cover its mortgage Release equity from your current home to use…
Emilyjfranks12
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