Category: Uncategorized
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Conditional Selling & Choosing the Right Mortgage Broker: What You Need to Know
When applying for a mortgage, it’s important to be aware of conditional selling—a practice where a property professional or an estate agent suggests (or pressures) you into using their in-house mortgage broker, solicitor, or insurance provider as a condition for moving forward with your purchase. Here’s the reality:It’s illegal for a seller or estate agent…
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Poor Credit? You Can Still Get a Mortgage!
Struggling with poor credit but dreaming of owning your own home? It’s not impossible! While a less-than-perfect credit history can make getting a mortgage trickier, there are options available to help you take that next step. How Does Poor Credit Affect Mortgages?Lenders look at your credit history to assess risk. If you’ve had missed payments,…
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“My mortgage is simple – I don’t need a broker!” … Or do you?
Even if you think your case is straightforward, using a mortgage broker can save you time, stress, and even money! Here’s why:# More Lenders, Better Rates – Banks only offer their own products. Brokers compare hundreds of deals, including ones you won’t find on the high street! Less Paperwork, Less Stress – We handle the…
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Got a Professional Role? You Could Be Eligible for Enhanced Mortgage Affordability!
Did you know that lenders in the UK sometimes offer **enhanced affordability** for professionals like doctors, lawyers, accountants, and other highly-skilled roles? Here’s why this could be a game-changer for you: Higher Income Potential – Professionals in certain fields are often seen as having more stable and higher earning potential, which means lenders may offer…
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