Tag: first-time buyer schemes
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High Loan-to-Value Mortgages in the UK: Are They Worth It?
What Is a High Loan-to-Value Mortgage? A high loan-to-value (LTV) mortgage is a loan where you borrow a large percentage of your home’s value—typically 90% or 95%. That means you only need a 5–10% deposit, making it an attractive option for first-time buyers and those with limited savings. Some lenders will even go to 100%…
