Tag: First-Time Homebuyers
-
Mortgage Jargon Made Simple: 10 Terms Every Buyer Should Know in 2025
Confused by mortgage terms? Learn 10 essential terms — from LTV to SVR — explained in plain English so you can make informed decisions before applying
-
Deposit Saved? Here’s How to Make Sure You Can Afford the Monthly Mortgage Payments
Saving the deposit is only step one. Learn how rates, term length, and loan size affect your monthly mortgage payments — with real examples for 2025 buyers.
-
Starter Home vs. Dream Home — Which Should You Buy
Debating a starter home or holding out for your dream property? Explore the pros and cons of each — from equity growth to affordability and lifestyle choices.
-
Fixed Rate Mortgage Ending? What It Means for Your Monthly Payments in 2025
Worried about your fixed rate ending? Discover how much your mortgage payments could rise in 2025 and explore your options to stay in control.
-
Understanding Mortgage Capacity Reports in Divorce
Going through a divorce is challenging enough without having to navigate complex financial arrangements. One crucial document that often becomes central to divorce proceedings is the mortgage capacity report. If you’re facing divorce and dealing with property matters, understanding what these reports are and why they matter could make a significant difference to your financial…
-
Conditional Selling Scandal: The Dark Side of UK Estate Agency Practices
Conditional selling in UK estate agencies has raised significant concerns among buyers and brokers, involving pressure to use in-house services. This illegal practice undermines transparency, increases costs, and complicates transactions. Advocacy for stronger regulations and consumer awareness is growing. Buyers are advised to know their rights and seek independent services.
-
✅ Top 10 Things to Check When Viewing a Property – First-Time Buyer Guide (UK)
First-time home buyer in the UK? Discover the top 10 essential things to look for when viewing a house, from damp checks to plumbing and electrics.
-
5 Hidden Costs to Budget for When Buying a Home
Buying a property involves more than just the deposit. Many first-time buyers are caught off guard by the additional costs. Here are five to plan for: Top Tip: Budget an extra 3–5% of the property price to cover these and avoid surprises.
Emily's Mortgage Services LTD 