Tag: Home Buying Guide
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Looking To Buy Your First Home- Part Four
The final part of our first time buyer series talks about the mortgage journey! The mortgage journey in the UK is a process that involves several key steps, from receiving a mortgage Agreement in Principle (AIP) to completing the property purchase. Here’s a step-by-step guide to the typical mortgage journey: Step 1: Obtain an Agreement…
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Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Looking To Buy Your First Home- Part Three!
This week is all about schemes available to first time buyers! In the UK, several home-buying schemes are designed to help first-time buyers get onto the property ladder. These schemes offer financial support and help reduce the barriers to homeownership, such as high deposit requirements. Below are the key home-buying schemes currently available to first-time…
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Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Looking To Buy Your First Home- Part Two!
For our next instalment, we talk more about the mortgage itself! Types of Mortgages in the UK When it comes to buying a home in the UK, choosing the right type of mortgage is crucial. There are various mortgage options, each designed to suit different financial situations and goals. Understanding these types can help you…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Buying Your First Home, Part One!
Join us for a four part series over the next few weeks! Buying your first home is an exciting and significant milestone in life, but it can also feel overwhelming, especially when it comes to navigating the mortgage process. Understanding the ins and outs of home financing is key to ensuring that you make informed…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, investing, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Property Surveys- Don’t Get Caught Out
Property surveys are essential for homebuyers and investors, providing a detailed inspection of a property’s condition. Following RICS standards ensures expertise and clarity. There are three main types: Level 1 for newer homes, Level 2 for standard properties, and Level 3 for comprehensive evaluations. Surveys should be obtained after an offer is accepted but before…
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Porting – Can I Keep My Current Mortgage Rate and Move Home?
Porting your mortgage allows you to transfer your current mortgage deal to a new property, helping you avoid early repayment charges (ERCs) and keep your existing interest rate. Here’s what you need to know: What is Mortgage Porting? Mortgage porting involves moving your existing mortgage from one property to another without paying it off or…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, moving home, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
A Complete Guide to Shared Ownership Staircasing: How It Works and Why It Matters
If you’re a shared owner and want to increase your stake in your property, shared ownership staircasing could be the key to owning more—or even all—of your home. Staircasing is the process of buying additional shares in a shared ownership property. Over time, this allows you to reduce your rent and, if desired, eventually own…
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Non-Standard Construction Homes – are they worth the hassle?
Mortgages for Non-Standard Construction Properties: What You Need to Know Thinking about buying a unique or unusual home? Properties made from non-standard construction materials like timber frames, concrete, or steel can be full of character—but they can also pose challenges when it comes to securing a mortgage. What is Non-Standard Construction?Most homes are built with…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Property Restrictions and Section 106 Agreements
Thinking of Buying a Home? Know About Section 106 Agreements! If you’re looking to buy a home in the UK, you might come across the term Section 106 Agreement—but what does it mean for you? A Section 106 Agreement (S106) is a legal obligation between local councils and developers, often used to ensure new housing…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
The New Tax Year Is Coming…
New Tax Year = New Mortgage Opportunities! Self-employed or a business owner? With the new tax year around the corner, some lenders may consider using your latest years figures. If your most recent tax return shows higher income, this could boost your borrowing power! Some lenders accept 1 years books so you can still obtain…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
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