Tag: Refinance Strategies
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Time To Remortgage? Here’s How It Happens!
Remortgaging can be a smart way to reduce your monthly payments, secure a better interest rate, or release equity from your home. As your trusted mortgage broker, we’re here to guide you through the process and help you make informed decisions. Here’s what you need to know: What is Remortgaging? Remortgaging means replacing your current…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Limited Company Buy To Let and SPV’s
Limited company buy-to-let mortgages are tailored for property investors who choose to purchase and manage rental properties through a limited company rather than in their personal name. This structure has gained popularity in recent years, particularly among higher-rate taxpayers, due to its potential tax benefits and increased flexibility for managing property portfolios. Key Features of…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Specialist Buy To Let…Holiday Lets!
Today we are covering holiday lets and Airbnb Holiday let mortgages are designed for properties rented out on a short-term basis to holidaymakers rather than long-term tenants. These properties are typically located in tourist hotspots, such as coastal areas, countryside retreats, or city centers, and cater to travelers looking for temporary accommodation. Holiday lets can…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Specialist Buy To Let Mortgages
Today we are looking at HMO’s and MUFB’s! HMO Mortgages Houses in Multiple Occupation (HMO) are properties rented out to three or more tenants forming separate households, often sharing common facilities like kitchens or bathrooms. Examples include shared student houses or professional accommodations. Due to their potential to generate higher rental yields compared to traditional…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Buy To Lets- Property Investing
A quick guide on the basics of investing in property! Buy-to-let mortgages are designed for individuals or businesses looking to purchase property as an investment, with the intention of renting it out rather than living in it. These mortgages differ from standard residential mortgages in terms of lending criteria, interest rates, and repayment terms, reflecting…
Emilyjfranks12
Buying vs Renting, finance, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, investing, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Looking To Buy Your First Home- Part Four
The final part of our first time buyer series talks about the mortgage journey! The mortgage journey in the UK is a process that involves several key steps, from receiving a mortgage Agreement in Principle (AIP) to completing the property purchase. Here’s a step-by-step guide to the typical mortgage journey: Step 1: Obtain an Agreement…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Looking To Buy Your First Home- Part Three!
This week is all about schemes available to first time buyers! In the UK, several home-buying schemes are designed to help first-time buyers get onto the property ladder. These schemes offer financial support and help reduce the barriers to homeownership, such as high deposit requirements. Below are the key home-buying schemes currently available to first-time…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Looking To Buy Your First Home- Part Two!
For our next instalment, we talk more about the mortgage itself! Types of Mortgages in the UK When it comes to buying a home in the UK, choosing the right type of mortgage is crucial. There are various mortgage options, each designed to suit different financial situations and goals. Understanding these types can help you…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Buying Your First Home, Part One!
Join us for a four part series over the next few weeks! Buying your first home is an exciting and significant milestone in life, but it can also feel overwhelming, especially when it comes to navigating the mortgage process. Understanding the ins and outs of home financing is key to ensuring that you make informed…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, investing, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Porting – Can I Keep My Current Mortgage Rate and Move Home?
Porting your mortgage allows you to transfer your current mortgage deal to a new property, helping you avoid early repayment charges (ERCs) and keep your existing interest rate. Here’s what you need to know: What is Mortgage Porting? Mortgage porting involves moving your existing mortgage from one property to another without paying it off or…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, moving home, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
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