Tag: self-employed mortgage UK

• Case Study: How We Secured a Mortgage with Just One Year’s Self-Employed Accounts

  

  Emily’s Mortgage Services Ltd helped a self-employed client secure their first home despite only one year of accounts. By utilizing projected income, they approached a flexible lender, providing necessary documentation and a strong business narrative. The client received mortgage approval quickly, demonstrating that alternative options exist for self-employed individuals.

  Emilyjfranks12

  15th September 2025

  First Time Buyers, Remortgages

  limited accounts mortgage UK, mortgage broker for self-employed, mortgage with one year’s accounts, self-employed income projection mortgage, self-employed mortgage UK

• How Do Mortgage Lenders Assess CIS Income in the UK?

  

  Subcontractors under the CIS often face challenges in securing mortgages, but many lenders assess their income favorably compared to standard self-employed applicants. CIS income may be evaluated using payslips, increasing borrowing potential. Working with a specialist broker can help navigate lender criteria, maximizing mortgage opportunities.

  Emilyjfranks12

  12th September 2025

  First Time Buyers, Remortgages

  CIS income mortgage, CIS mortgage UK, CIS payslips mortgage, mortgage for subcontractors, self-employed mortgage UK