Tag: Tips for Homebuyers
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The Ultimate Guide to Buying a Shared Ownership Property in the UK
What is Shared Ownership in the UK? Shared ownership is a government-backed scheme that helps first-time buyers and those with lower incomes get a foot on the property ladder. It allows you to buy a share of a home (usually between 10% and 75%) and pay subsidised rent on the remaining portion, which is owned…
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Buying Your First Home, Part One!
Join us for a four part series over the next few weeks! Buying your first home is an exciting and significant milestone in life, but it can also feel overwhelming, especially when it comes to navigating the mortgage process. Understanding the ins and outs of home financing is key to ensuring that you make informed…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, investing, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Porting – Can I Keep My Current Mortgage Rate and Move Home?
Porting your mortgage allows you to transfer your current mortgage deal to a new property, helping you avoid early repayment charges (ERCs) and keep your existing interest rate. Here’s what you need to know: What is Mortgage Porting? Mortgage porting involves moving your existing mortgage from one property to another without paying it off or…
Emilyjfranks12
Bridging Finance, Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, moving home, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
A Complete Guide to Shared Ownership Staircasing: How It Works and Why It Matters
If you’re a shared owner and want to increase your stake in your property, shared ownership staircasing could be the key to owning more—or even all—of your home. Staircasing is the process of buying additional shares in a shared ownership property. Over time, this allows you to reduce your rent and, if desired, eventually own…
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Non-Standard Construction Homes – are they worth the hassle?
Mortgages for Non-Standard Construction Properties: What You Need to Know Thinking about buying a unique or unusual home? Properties made from non-standard construction materials like timber frames, concrete, or steel can be full of character—but they can also pose challenges when it comes to securing a mortgage. What is Non-Standard Construction?Most homes are built with…
Emilyjfranks12
Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Property Restrictions and Section 106 Agreements
Thinking of Buying a Home? Know About Section 106 Agreements! If you’re looking to buy a home in the UK, you might come across the term Section 106 Agreement—but what does it mean for you? A Section 106 Agreement (S106) is a legal obligation between local councils and developers, often used to ensure new housing…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
The New Tax Year Is Coming…
New Tax Year = New Mortgage Opportunities! Self-employed or a business owner? With the new tax year around the corner, some lenders may consider using your latest years figures. If your most recent tax return shows higher income, this could boost your borrowing power! Some lenders accept 1 years books so you can still obtain…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Can You Really Buy A Home With No Deposit?
Details Correct At Time Of Post And Could Be Subject To Change No Deposit? No Problem! Skipton’s 100% Mortgage is Here! Dreaming of owning a home but struggling to save for a deposit? Skipton Building Society’s 100% ‘Track Record’ mortgage could be your key to getting on the property ladder – with NO deposit required!…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Let To Buy – How Does It Work?
Need to Move But Want to Keep Your Current Home? Let-to-Buy Could Be the Answer! If you’re ready to move but don’t want to sell your current home, a Let-to-Buy mortgage lets you: Rent out your existing home and use the rental income to cover its mortgage Release equity from your current home to use…
Emilyjfranks12
Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers -
Case Study: Benefit Only Income & Mortgages
Every week we have clients that have been let down by their previous brokers or don’t know where to turn for help. Complex cases are our speciality, and we love to help find a solution! This week we took on a case whereby our clients had solely benefit income and wanted to release some equity…
Emilyjfranks12
Buying vs Renting, Disability Income, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
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