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The Ultimate Guide to Buying a Shared Ownership Property in the UK
What is Shared Ownership in the UK? Shared ownership is a government-backed scheme that helps first-time buyers and those with lower incomes get a foot on the property ladder. It allows you to buy a share of a home (usually between 10% and 75%) and pay subsidised rent on the remaining portion, which is owned…
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Essential Tips for First-Time Homebuyers: What Not to Do
When buying your first home, avoid taking out new loans or credit cards before your mortgage application, as it can damage your credit. Don’t rely solely on online calculators; seek professional advice for accurate estimates. Lastly, explore options beyond your current bank for better opportunities. Get guidance to enhance your mortgage readiness.
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Fixed Rate Ending? Here’s What You Need to Know About Remortgaging
Want to learn about remortgaging? Discover the advantages & disadvantages of different mortgage types, and how to apply for them.
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Income Protection- Your Most Valuable Asset
ow would you manage your bills if your income stopped due to illness or injury? Income protection insurance can help by providing a regular weekly or monthly benefit if you’re unable to work because of illness or injury, allowing you to keep up with your financial commitments and everyday expenses. This insurance covers both physical…
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Case Study- Adverse Credit
We love to help clients that have been turned away by other brokers or lenders and this week, we had another one! This week, the clients we helped were based in Scotland and they had their mortgage declined by Nationwide due to some minor adverse credit. So…what’s the problem they faced? Broker number one placed…
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