Emily's Mortgage Services LTD

Looking To Buy Your First Home- Part Three!

This week is all about schemes available to first time buyers! In the UK, several home-buying schemes are designed to help first-time buyers get onto the property ladder. These schemes offer financial support and help reduce the barriers to homeownership, such as high deposit requirements. Below are the key home-buying schemes currently available to first-time…

Emilyjfranks12

2nd June 2025

First Time Buyers

Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
How to Choose the Right Conveyancer When Buying a Home

What is a Conveyancer? If you’re buying or selling a property in the UK, you’ll need a conveyancer—a legal professional who handles all the legal work and paperwork involved in transferring property ownership. This includes: You can use a licensed conveyancer or a solicitor who specialises in property law. Both are qualified to handle the…

Emilyjfranks12

29th May 2025

Buy To Let, First Time Buyers, Property Investment, Remortgages, Shared Ownership

First-Time Homebuyers, Mortgage Basics, Tips for Homebuyers
Looking To Buy Your First Home- Part Two!

For our next instalment, we talk more about the mortgage itself! Types of Mortgages in the UK When it comes to buying a home in the UK, choosing the right type of mortgage is crucial. There are various mortgage options, each designed to suit different financial situations and goals. Understanding these types can help you…

Emilyjfranks12

26th May 2025

First Time Buyers

Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
The Ultimate Guide to Buying a Shared Ownership Property in the UK

What is Shared Ownership in the UK? Shared ownership is a government-backed scheme that helps first-time buyers and those with lower incomes get a foot on the property ladder. It allows you to buy a share of a home (usually between 10% and 75%) and pay subsidised rent on the remaining portion, which is owned…

Emilyjfranks12

21st May 2025

First Time Buyers, Shared Ownership

Fixed-Rate Mortgage Mortgage Refinance, Interest Rate Updates, Mortgage Basics, Mortgage News, Tips for Homebuyers
Buying Your First Home, Part One!

Join us for a four part series over the next few weeks! Buying your first home is an exciting and significant milestone in life, but it can also feel overwhelming, especially when it comes to navigating the mortgage process. Understanding the ins and outs of home financing is key to ensuring that you make informed…

Emilyjfranks12

19th May 2025

First Time Buyers

Bridging Finance, Buying vs Renting, First Time Buyers, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, investing, Mortgage Adviser in Fakenham, Mortgage Basics, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, mortgages, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
Property Surveys- Don’t Get Caught Out

Property surveys are essential for homebuyers and investors, providing a detailed inspection of a property’s condition. Following RICS standards ensures expertise and clarity. There are three main types: Level 1 for newer homes, Level 2 for standard properties, and Level 3 for comprehensive evaluations. Surveys should be obtained after an offer is accepted but before…

Emilyjfranks12

15th May 2025

First Time Buyers, investing, Property Investment

First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Mortgage Basics, Mortgage News, Real Estate Market Trends
Porting – Can I Keep My Current Mortgage Rate and Move Home?

Porting your mortgage allows you to transfer your current mortgage deal to a new property, helping you avoid early repayment charges (ERCs) and keep your existing interest rate. Here’s what you need to know: What is Mortgage Porting? Mortgage porting involves moving your existing mortgage from one property to another without paying it off or…

Emilyjfranks12

12th May 2025

Porting, Remortgages

Bridging Finance, Buying vs Renting, First-Time Homebuyers, Fixed-Rate Mortgage Mortgage Refinance, Home Buying Guide, Home Loans, home-buying, Housing Market Predictions, Interest Rate Updates, Mortgage Adviser in Fakenham, Mortgage Basics, mortgage broker, Mortgage Broker In Norfolk, Mortgage Broker Near Me, Mortgage News, moving home, Real Estate Market Trends, Refinance Strategies, Saving for a Home, Tips for Homebuyers
A Complete Guide to Shared Ownership Staircasing: How It Works and Why It Matters

If you’re a shared owner and want to increase your stake in your property, shared ownership staircasing could be the key to owning more—or even all—of your home. Staircasing is the process of buying additional shares in a shared ownership property. Over time, this allows you to reduce your rent and, if desired, eventually own…

Emilyjfranks12

9th May 2025

Remortgages, Shared Ownership

First-Time Homebuyers, Home Buying Guide, Mortgage Basics, Mortgage News, Tips for Homebuyers
Essential Tips for First-Time Homebuyers: What Not to Do

When buying your first home, avoid taking out new loans or credit cards before your mortgage application, as it can damage your credit. Don’t rely solely on online calculators; seek professional advice for accurate estimates. Lastly, explore options beyond your current bank for better opportunities. Get guidance to enhance your mortgage readiness.

Emilyjfranks12

7th May 2025

First Time Buyers

First-Time Homebuyers, Mortgage Basics, Mortgage News, Saving for a Home
Fixed Rate Ending? Here’s What You Need to Know About Remortgaging

Want to learn about remortgaging? Discover the advantages & disadvantages of different mortgage types, and how to apply for them.

Emilyjfranks12

1st May 2025

Remortgages

Fixed-Rate Mortgage Mortgage Refinance, Interest Rate Updates, Mortgage Basics, Mortgage News