-
Essential Tips for First-Time Homebuyers: What Not to Do
When buying your first home, avoid taking out new loans or credit cards before your mortgage application, as it can damage your credit. Don’t rely solely on online calculators; seek professional advice for accurate estimates. Lastly, explore options beyond your current bank for better opportunities. Get guidance to enhance your mortgage readiness.
-
Fixed Rate Ending? Here’s What You Need to Know About Remortgaging
Want to learn about remortgaging? Discover the advantages & disadvantages of different mortgage types, and how to apply for them.
-
Income Protection- Your Most Valuable Asset
ow would you manage your bills if your income stopped due to illness or injury? Income protection insurance can help by providing a regular weekly or monthly benefit if you’re unable to work because of illness or injury, allowing you to keep up with your financial commitments and everyday expenses. This insurance covers both physical…
-
Case Study- Adverse Credit
We love to help clients that have been turned away by other brokers or lenders and this week, we had another one! This week, the clients we helped were based in Scotland and they had their mortgage declined by Nationwide due to some minor adverse credit. So…what’s the problem they faced? Broker number one placed…
-
Critical Illness Cover- What is it?
Protection insurance policies offer both peace of mind and a financial safety net in case of illness, injury, or death. Whether you’re single, in a relationship, have dependent children, or none at all, you’re likely to benefit from some form of protection insurance. If you already have coverage, that’s great—but does it still meet your…
-
Home Renovations?
Thinking About Home Improvements? Let’s Talk Additional Borrowing!Dreaming of a new kitchen, an extra bedroom, or even a garden office? If you’re looking to fund your home improvement project, additional borrowing on your current mortgage (also known as a further advance) could be a smart option. I drive my partner nuts as I trot past…
-
Complex Income? We Make It Simple!
Understanding Complex Income and Mortgages: What You Need to KnowAre you self-employed, a freelancer, or earning from multiple income streams? Getting a mortgage with complex income doesn’t have to be complicated! Here’s how it works: What is Complex Income?Lenders see “complex income” as anything beyond a straightforward salary. This could include: 1.Self-employment earnings2.Bonuses or commissions3.Dividends…
-
Life Insurance – A Go-To-Guide!
Protection insurance policies offer both peace of mind and a financial safety net in case of illness, injury, or death. Whether you’re single, in a relationship, have dependent children, or none at all, you’re likely to benefit from some form of protection insurance. If you already have coverage, that’s great—but does it still meet your…
Emily's Mortgage Services LTD
Mortgage Broker For Norfolk and Across The UK
